Successfully collecting on your delinquent accounts is easiest when you work with a collection agency that’s familiar with the ins and outs of Alabama collection law. An Alabama collection agency can dramatically improve your chances of a successful debt recovery.
In order to boost your chances of collecting unpaid debts, you’ll want to contact a qualified Alabama debt collection agency immediately once you have doubts about an account. Time isn’t on your side when collecting in Alabama; it’s important to work with debt collectors who will go to work for you immediately.
Granted, professional debt collection may seem expensive, but when you consider the value of the time you’ll spend pursuing an unpaid account yourself, working with a collection agency usually makes financial sense for Alabama businesses. Whether you’re based in Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, or Gasden, getting started — and started soon — with an Alabama debt collection agency is a smart business move.
| Legal: | 6% |
| Judgment: | 12% |
| Sales (UCC): | not available |
| Open account: | 3 years |
| Written Contract: | 6 years |
| Domestic Judgment: | 20 years |
| Foreign Judgment: | 20 years |
| Greater of $10 or actual bank charges |
| 75% of wages are exempt from garnishment |
| Bond: | No |
| License: | Yes |
| Fee: | $25, or $100 for populations over 20,000 |
| Business License not required for out-of-state agency. | |
If you’re looking for a collection agency that knows Alabama, contact Summit AR today for fast, friendly, and effective results.
Disclaimer: While we strive to keep our state resource data accurate and up-to-date, the information contained on this page is provided without any warranty (expressed or implied), and should not be considered legal advice. We assume no liability for its use.
Our experienced collections specialists provide the best of both worlds: collection rates up to double the industry average, but with a delicate touch to protect your company’s relationships and good name. Schedule a free no-obligation consultation and learn how Summit A•R can put your balance sheets back in the black.
With a nationwide footprint and recovery rates nearly double the industry average, Summit Account Resolution (Summit A•R) is changing minds about collection agencies, one client at a time. Since 1996, we’ve been doing things a bit differently. Our track record includes successful recovery of some of the most difficult debts.
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